434 Belmont AvenueWaterloo, IA 50701

Condo/Townhouse · 2 Beds · 1 Full Bath · 0.03 Acres
$99,900 ACTIVE

434 Belmont Avenue Overview

Time on Site:
96 days
Visits:
4

Tucked into a Waterloo neighborhood where daily life feels simple and manageable, this thoughtfully renovated townhouse offers a practical layout paired with comfortable outdoor space. From the moment you arrive, the home presents an easygoing lifestyle—one designed for low maintenance and everyday convenience. Stepping through the front door, the main level unfolds into a welcoming living room that naturally connects to the dining area and kitchen beyond. The layout encourages an easy rhythm for daily routines, whether it’s relaxing in the living space, gathering for a quick dinner, or catching up over coffee at the table. In the kitchen, recently installed appliances—including a new stove and refrigerator—provide a fresh start for meal prep while maintaining a clean, efficient workspace that supports both quick weeknight cooking and leisurely weekend mornings. Upstairs, the home’s two bedrooms offer comfortable proportions and flexibility for rest, work, or hobbies. Each space feels bright and practical, creating a quiet retreat at the end of the day. The full bathroom adds a touch of character with its carefully chosen accent tile and a glass block window that filters in soft natural light while maintaining privacy—an inviting detail that elevates the everyday routine. Out back, the home continues to surprise with a fenced courtyard-style yard designed for private outdoor living. A patio seating area creates the perfect setting for morning coffee, casual dinners, or simply unwinding in the fresh air. The fully fenced space offers both security and charm, while a dedicated parking pad at the rear provides convenient off-street parking. Fully renovated and ready for its next chapter, this Waterloo townhouse blends smart design with manageable living—an ideal option for those seeking a move-in ready home where comfort, simplicity, and thoughtful updates come together.

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434 Belmont Avenue Facts & Features

  • Type Condo/Townhouse
  • Lot 0.03 Acres

Details

General

Association/HOA

  • Association Fee: 0
  • Association Fee Frequency: N/A

School Information

  • Elementary School: Irving Elementary - Wloo
  • Middle Or Junior School: Central Intermediate
  • High School: East High

Building Information

  • Year Built: 1929

Location/Region

  • County Or Parish: Black Hawk
  • Subdivision Name: MILLERS REPLAT OF BLK 5

Tax Information

  • Tax Annual Amount: 794
  • Tax Assessed Value: 76710

General Information

  • Parcel Number: 891326156056
  • Property Sub Type: Townhouse
  • Property Type: Residential
  • Special Listing Conditions: Normal Sale
  • Zoning: R-P

Interior

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Three Quarter: 0
  • Bathrooms Total: 1
  • Bedrooms Total: 2

Building Interior

  • Below Grade Finished Area: 0

General Information

  • Appliances: Free-Standing Range,Refrigerator,Electric Water Heater
  • Basement: Entrance-Inside,Unfinished
  • Cooling: Central Air
  • Fireplace Features: None
  • Flooring: Hardwood
  • Heating: Natural Gas
  • Laundry Features: Dryer Hookup-Ele,Lower Level,Washer Hookup

Exterior

Parking Information

  • Parking Features: None

Lot Information

  • Additional Parcels: false
  • Lot Size Dimensions: 17x80
  • Lot Size Square Feet: 1360
  • Road Surface Type: None
  • Water Source: Public

Building Exterior/Construction

  • Construction Materials: Brick
  • Roof: Membrane

General Information

  • Road Frontage Type: Hard Surface Road
  • Sewer: Public Sewer

Room Information

  • Level: Lower

  • Level: Main

  • Level: Upper

434 Belmont Avenue Neighborhood

Community

50701 (WATERLOO) Demographics

38
Median Age
368
Population Density (per sq. mile)
41%
College Educated
$53,348
Estimated Median Income
8,318
Estimated Total Home Owners
4,784
Estimated Total Renters
63% / 37%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

434 Belmont Avenue Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

434 Belmont Avenue Market Data

Based on the last 30 days in this zip code

$259,254
Average List Price
$3,165
Average Price per Square Foot
34
Properties Sold
83
Average Days on Market
131
Properties for Sale
Calculations provided by Reliance Network

434 Belmont Avenue History

Date Event Value Agent
6/29/2026Source: Northeast Iowa Regional MLS Price Reduction
$99,900 -9.1%
6/8/2026Source: Northeast Iowa Regional MLS Price Reduction
$109,900 -4.4%
4/23/2026Source: Northeast Iowa Regional MLS Price Reduction
$114,900 -8.0%
3/26/2026Source: Northeast Iowa Regional MLS Added to Database
March 26, 2026
Listing provided courtesy of RE/MAX Concepts - Cedar FallsNortheast Iowa Regional MLS- MLS# 20261185MLS Provider